The DAE computation includes the interest and all taxes and fees related to the loan facility (these are: initial file review, loan facility granting or annual, monthly management fees, risk fees, minimum mandatory reserve).

    DAE does not include: the costs related to insurance /insurances, notary fees, foreign exchange taxes, funds transfer fees, account opening fees, active account fees, various penalties.

    The basic security consists of real estates held by the borrower or third parties and/or RON or foreign currency deposits.
Purposes: property procurement, construction, renovation, land purchase, refinancing other mortgage/real estate loan facilities.
A maximum down payment of 25% is required.

    The basic security consists of a mortgage upon the real estate /land/construction regarding which the loan facility is granted.
Purposes: property procurement, construction, renovation, refinancing other mortgage/real estate loan facilities.
A maximum down payment of 25% is required.

    The security consists of an existing property (held by the applicant or a family member thereof).
The purpose is not required to be mentioned or proved, the money can be withdrawn anytime and used as you wish.
No down payment is required.

    The bank does not require down payment or guarantors.
Is the only option under which the applicant receives the money directly in his/her bank account;
The purpose or use is not required to be mentioned or proved.
The maximum granted amounts is of EUR 20,000 for maximum 10 years.

S.C. Finance Center S.R.L
55Ath 11 Iunie Street , No 55A,
District 4, Postal Code 040172, Bucharest
Tel: +4021 335 33 15
Fax: +4021 335 33 15
E-mail: office@financecenter.ro